If you own a small business in the Fargo-Moorhead area, you are likely to face risks every day. A customer could slip and fall. A fire could damage your building. A storm could interrupt operations.

Commercial Insurance is designed to help protect your business assets and income, depending on the policy.

A Business Owners Policy, often called a BOP, combines several coverages into one package. It is commonly designed for small to mid-sized businesses.

What A BOP May Include

Property Coverage – This may help repair or replace your building and business personal property if damaged due to a covered loss.

General Liability Coverage – This may help with claims involving bodily injury or property damage to others, up to policy limits.

Business Interruption Coverage – If your business must close temporarily due to a covered loss, this coverage may help replace lost income and pay certain ongoing expenses.

Some businesses may also need additional policies, such as Commercial Auto Insurance, Workers’ Compensation, or Professional Liability Insurance. The right mix depends on the type of business and its size.

The Value of Personal Service

Running a business with responsibility. At Tundra Insurance, we aim to be a good listener and a steady resource. We ask questions about your goals and concerns. We explain coverage in simple language so you can make informed decisions.

Because we are an independent agency, we can review options from several insurance companies. If your business grows, we can revisit your coverage and adjust as needed.

Start The Conversation

If you would like to explore Commercial Insurance or a Business Owners Policy, contact Tundra Insurance by phone, email, or through our online form. We are here to help you review your options and choose coverage that fits your situation.

Having proper insurance coverage helps ensure that the things in life will be there for years to come.